yeah… i’m ill. it’s a condition i realized that i should be sharing… and i think i need advice — or help — regarding this problem: i can’t stop spending when i have money in the ATM! i think they call it the splurge syndrome.
i just can’t get rid of this ‘itch’ whenever i can still see cash in my ATM, specially if it reaches the amount wherein i could buy something i really fancy (say an iPod nano) for myself or for another person. and then before i know it, i’m still a week away from my next payday but my cash is only good for another 3 to 4 days, 5 to 6 if i really stretch my wallet!
that’s why i dread getting a credit card. i’m not sure how i will behave with a virtually limitless wallet (well, limitless until i’m neck-deep in debt. or sh*t. whichever comes first). i’m certain that i’ll be buying “this” and “that” and “ooohh, that looks nice” and “hey! she would love to have this” and “my dad could use this!” stuff.
on the other hand, i want a comfortable future. well, maybe not really ‘comfortable’ but rather a more foreseeable one. where i can be assured (no matter how little the assurance) that i will have something for a rainy day. that i can buy something big or spend on something really really major and be happy having waited and saved-up for it. have the house painted, maybe. get a new TV for the family. give the car a CD player/stereo or a new alarm system to replace the one that’s busted already. then maybe after accomplishing this, i may have conquered my illness and finally find the courage and get a credit card.
i guess the Aston Martin’s still out of the shopping list for now.